Duties:
•Prepare and may present credit reports for review.
•Maintain control over credit standings of current accounts.
•Provide information to credit inquiries.
•Responsible for the investigation and analysis of credit risks.
•Develop and maintain financial background information on present and prospective customers, and develop credit studies for loan officers and committees.
•Spread and analyze borrower and prospect financial statements. Prepare projections / capital models on an as needed basis.
•Monitor compliance with Independent Bank Loan Policy.
•Participate in customer / prospect calls.
•Attend department meetings.
•Become familiar with responsibilities and duties of the Bank Relationship Managers.
•Participate in various training opportunities.